Celebrating 15 Years Of Dedicated Service!

Whether you are looking to purchase or refinance your home we can help. We offer an experienced staff with expertise in every area of mortgage lending. The hallmarks of our success are simple: consistency, innovation and commitment to provide more people with the opportunity to own a home. Our unique selling proposition speaks for itself:

“Helping You Make It Home”TM

 

Mortgage Concepts is a HUD Approved FHA Direct Lender, licensed in 11 states, operating retail lending, wholesale lending and reverse mortgage lending. We have always put our clients needs above all else, which is why we have consistantly maintained a very well respected reputation in the Mortgage Banking industry. For 15 years we have taken pride in our abilitiy to offer knowledge, efficiency, professionalism and exceptional client service.

 

Mortgage Concepts has closing offices located in Nassau and Suffolk counties, as well as closing agents throughout the 5 boroughs, as well as closing agents in every state we are licensed in.  "Helping You Make It Home"TM is our most important goal.

Call us today to schedule a FREE consultation with one of our dedicated lending specialists at (850) 364-9136.


Today's Rates:

Mtg Loan    Rate  APR
30-yr Fixed5.42%5.6%
15-yr Fixed4.87%5.13%
1-yr Adj4.93%6.12%
* national averages


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Tell us about your loan needs.
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"Helping You Make It Home"TM

 

Corporate Office: 4170 Veterans Memorial Highway, Suite 201, Bohemia, NY 11716. US Mortgage Corporation DBA Mortgage Concepts conducts business only in the following states: Connecticut, Florida (conducting business as Mortgage Concepts Inc.), Georgia (conducting business as Mortgage Concepts. Licensed Mortgage Lender-GA Department of Banking and Finance.), Maryland, New Jersey (Licensed by the N.J. Department of Banking and Insurance and conducting business as Mortgage Concepts Inc. This advertisement is for a first or second mortgage loan.), New York (Licensed Mortgage Banker-NYS Banking Department), North Carolina (Licensed Mortgage Lender conducting business as Mortgage Concepts Funding Inc.), Pennsylvania (Licensed by the Pennsylvania Department of Banking; also Licensed pursuant to the PA Secondary Mortgage Loan Act and conducting business as US Mortgage Corporation -Mortgage Concepts Funding Inc.), Authorized Lender in South Carolina (conducting business as Mortgage Concepts Inc.), Vermont (conducting business as US Mortgage Corporation d/b/a Nationwide Mortgage Concepts. Loans arranged through third-party providers.) and Virginia (Licensed by the Virginia State Corporation Commission, MLB-1299 and conducting business as Mortgage Concepts Funding Inc.). Certain restrictions may apply. Rates, fees and programs are subject to change without notice.


 


Mortgage Concepts 221 Delta Court Suite 3 Tallahassee, FL 32303
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